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Joint Economic Committee Democrats
Pension Charts
Chart 2.4
Last updated 7/25/06
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To participate in a pension plan, workers must work for an employer that offers pension coverage.
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Among all private sector workers in 2004, 58 percent worked for an employer that offered pension coverage. In comparison, 86 percent of government workers were covered.
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Most part-time and low-wage private sector workers lack coverage, as do most workers at small firms.
Note: Pension coverage indicates that the employer offers a pension plan (defined benefit or defined contribution) to at least some of its workers. A worker may have pension coverage but for a variety of reasons may not participate in the plan.
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